Step One – Consultation

This consultation is the first step. We will discuss your current financial position, objectives and goals for the future. We will need to understand your financial planning priorities and timelines for achieving them.

We will explain how we would like to work with you, the services we can provide and the costs for these services. We will always be open and upfront about the costs from the outset.

Although we enjoy meeting new clients face to face, we understand this isn’t always possible. We work to our clients’ needs and are happy to meet face to face, over video call or telephone call.

Step Two – Research & Advice

After fully understanding your current financial position and what you want to achieve, we will create a bespoke plan for you. We will investigate which products will be most suited to your needs and consider your attitude to risk, capacity for loss and investment principles.

We will present your plan to you with our rationale and evidence for our recommendations in a suitability report, and we will ensure that you fully understand all advice outlined in our report.

Step Three – Implementation

Once you are happy, we will go ahead with implementing the strategy. We will assist in the completion of any relevant paperwork, apply to the product providers and follow your application from start to finish.

Step Four – Ongoing Advice

We aim to build long lasting, trusted relationships with all our clients. This involves our recommendations being clearly explained to you with our ongoing advice service, to review your plans regularly to ensure that they remain appropriate to your ongoing needs.

Financial plans evolve, and it is essential to frequently review your arrangements to ensure that they continue to match your current financial planning goals and objectives.